Ripple Eyes Lending Protocol as XRP Ledger Expands Capabilities
At Ripple Swell 2025, Ripple President Monica Long provided a glimpse into the company’s ambitious roadmap for the XRP Ledger, emphasizing a continued push to broaden its functionality and adoption.
Long highlighted that Ripple is actively exploring enhancements aimed at solidifying the XRP Ledger as a leading platform for decentralized finance (DeFi) applications.
“Next up is a lending protocol,” Long announced, signaling one of the most anticipated features in the pipeline.
This move advances Ripple’s strategy to expand the XRP Ledger beyond fast, scalable payments. By integrating a lending protocol, a key DeFi tool for borrowing and lending assets on-chain, XRPL could become a competitive hub for decentralized finance, attracting both retail and institutional users.
Long highlighted Ripple’s substantial internal investment in expanding XRP Ledger’s capabilities. “There’s a lot of investment internally and just expanding the use cases and capabilities,” she noted.
This underscores Ripple’s commitment to advancing technology while building a robust ecosystem around XRP. The proposed amendments and new features signal a strategic effort to make the ledger more versatile, secure, and appealing to developers creating innovative financial products.
Amid fierce DeFi competition from Ethereum, Solana, and Avalanche, Ripple’s introduction of a lending protocol signals its push to expand the XRPL’s utility and capture a larger share of the evolving blockchain finance market.
As Ripple evolves the XRP Ledger, its upcoming lending protocol could bridge traditional finance with blockchain innovation. Under Monica Long, Ripple aims to position XRP beyond a fast payment token, as a core platform for a next-generation decentralized financial ecosystem.
XRP Holds Key Support, Eyes Potential Rebound Toward $3
XRP buyers have successfully defended a critical support zone between $2 and $2.20, according to market analyst Anasta, signaling that the cryptocurrency may be poised for a renewed upward move.
This support level has historically acted as a strong floor, and its defense suggests that investor confidence remains intact amid broader market fluctuations.
XRP’s current momentum remains subdued, reflecting cautious trader sentiment. Yet, according to Anasta, the market’s structure still supports a potential rebound.
If buying pressure strengthens at the $2–$2.20 support zone, XRP could rally toward the $2.60–$3.00 range, signaling a notable upside opportunity from current levels.
Technical indicators show XRP consolidating, a phase that often precedes major price moves. Holding above $2 has solidified a strong support zone and signaled potential accumulation. Analysts note that maintaining this level is crucial for a sustained bullish outlook, as a break below could trigger renewed selling pressure.
What’s next? Well, Market sentiment is cautiously optimistic because despite subdued momentum, the current setup positions XRP for a potential breakout if demand strengthens, making the $2.20 support zone a key pivot for the next phase of price action as the altcoin hovers around $2.24.
Conclusion
With major upgrades on the horizon, most notably a lending protocol, Ripple is charting a bold course for the future of blockchain finance. By expanding the XRP Ledger’s functionality and driving broader adoption, the company aims to strengthen XRP’s utility and cement its role as a leading platform for decentralized innovation.
Therefore, these developments could redefine how users and institutions engage with digital assets, bridging the gap between traditional finance and DeFi.
On the other hand, XRP’s steady hold above the $2–$2.20 support zone highlights strong buyer conviction despite muted momentum. The structure points to underlying bullish pressure, with the next move hinging on renewed demand.
Sustained buying could propel XRP toward $2.60–$3.00, signaling a potential bullish revival, while a breakdown below support may trigger a brief correction before recovery. For now, this key range remains the decisive battleground for XRP’s next major trend.