Ripple news on November 5 announced a $500 million strategic investment at a $40 billion valuation from institutional investors led by funds managed by affiliates of Fortress Investment Group, affiliates of Citadel Securities, Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace.
The investment followed Ripple’s strongest year to date and its recent $1 billion tender offer at the same valuation. XRP price predictions abound as analysts identify double digits a possibility.
The company repurchased more than 25% of its outstanding shares in recent years. Its most recent tender offer attracted institutional investors eager to join Ripple’s cap table.
The decision to accept $500 million in new common equity reflected the strategic value of deepening relationships with financial partners whose expertise complemented Ripple’s expanding global product suite.
Brad Garlinghouse, Ripple’s CEO, said the investment reflected both Ripple’s momentum and further validation of the market opportunity by some of the world’s most trusted financial institutions.
He said Ripple started in 2012 solely with the payments use case and expanded that into custody, stablecoins, prime brokerage, and corporate treasury.
Ripple News: Expansion Through Six Acquisitions
In just over two years, Ripple completed six acquisitions, including two valued at over $1 billion.
The company expanded its footprint across payments, custody, and stablecoins while entering new markets in prime brokerage and treasury management.
Earlier this year, Ripple acquired the stablecoin infrastructure company Rail, adding capabilities to Ripple Payments as a full-service cross-border platform that utilizes Ripple USD (RLUSD) and XRP.
With 75 regulatory licenses, Ripple could move money on behalf of its customers, cutting out intermediaries and simplifying liquidity management.
Total Ripple Payments volumes surpassed $95 billion. In a post-GENIUS Act world, institutions turned to trusted stablecoins like RLUSD for use cases such as treasury payments and collateral, a key reason why Ripple acquired GTreasury in October.
RLUSD crossed a $1 billion market cap in less than a year since launch. Ripple also completed its acquisition of Hidden Road, now known as Ripple Prime, where RLUSD was already in use as collateral.
Since the deal was announced, client collateral has doubled, average daily transactions have climbed to more than 60 million, and the business has tripled in size.
Ripple News: What $40 Billion Valuation Means
The $500 million round at a $40 billion valuation was a clear vote of confidence from prominent traditional finance (TradFi) backers, including Fortress Investment Group and Citadel Securities.
A valuation that high lowered capital costs, signaled institutional trust, and gave Ripple a war chest to scale newer lines on stablecoin payments, prime brokerage, custody, and corporate-treasury software, in addition to reported payment volumes.
The valuation also followed a tender offer earlier this year at the same valuation, which suggested price continuity rather than a one-off spike.
However, a $40 billion price tag attracted expectations comparable to those of a public company.
Investors would expect durable, audited revenue growth, improving margins, a clean regulatory posture, and visible milestones such as rapid RLUSD adoption and the successful integration of 2025 acquisitions.
Slower growth, compliance missteps, or integration hiccups would be judged harshly, especially with an eventual IPO now implicitly on the horizon.
Two practical caveats are significant: a private equity valuation does not guarantee XRP price performance, and the round’s credibility stemmed from who invested and the company’s ability to execute under the new US regulatory regime.
Analysts Predicted XRP Double-Digit Targets
Trader Steph is Crypto shared on November 5 a potential 10-fold price increase for XRP in the next months. The trader used the altcoin season metric to estimate the price increase for XRP.
The chart displays three green boxes marking previous altcoin seasons: a 100-fold move around 2018, a 20-fold move around 2021, and a potential 10-fold move, labeled with a question mark, for the current period.
The altcoin year metric showed a reading of 75, above the threshold of 31 that marked Bitcoin’s year. Historical patterns suggested XRP performed well when the metric entered altcoin season territory.
The ChartNerd noted on November 4 that ascending support was tapped. He referred to support near $2.20. The chart showed XRP within an ascending channel defined by ascending support and ascending resistance lines.
A white arrow projected a potential breakout that could push XRP toward $9. If the resistance near $4 was breached, the pattern suggested acceleration toward double digits.
ChartNerd added on November 5 that XRP could reach double digits. He noted an 11- to 12-month accumulation and that XRP was approaching a vital support level.
The long-term chart showed XRP within a triangle pattern defined by triangle support and triangle resistance.
The chart also displayed vertical accumulation support near $2 and vertical accumulation resistance near $3.30.
A 12-month accumulation zone was marked on the right side of the chart. An arrow projected a potential breakout above $4, which could propel XRP toward double-digit prices if the triangle resistance is breached.
Ripple News: RLUSD Stablecoin Crosses $1 Billion Supply
Nearly one year after the RLUSD stablecoin was officially launched, it breached the $1 billion supply threshold in November, according to Artemis’ data.
Transaction volume broke all-time highs every month. In October, it reached $5.8 billion, $1.5 billion above the previous all-time high of $4.3 billion, which was registered in September.
The stablecoin’s growth supported Ripple’s broader institutional strategy. RLUSD was already in use as collateral at Ripple Prime, where client collateral doubled since the Hidden Road acquisition was announced.
Average daily transactions climbed to more than 60 million, and the business tripled in size. Markets would scrutinize Ripple’s ability to execute under the new regulatory regime on a quarter-by-quarter basis.
Ripple digital assets are in good momentum, and the $500 million investment will definitely help boost it even further.
However, it comes with increased scrutiny from investors, and failing to fulfill expectations may have harsh consequences.