Best Altcoins to Buy as XRP Ledger Might Be Crypto’s Success Story This Year

Looks like XRP Ledger just became the crypto world’s unlikely protagonist. While everyone else was busy launching meme coins named after politicians’ pets, $XRPL quietly went full Wall Street mode, and the results are nothing short of spectacular.

According to Messari’s Q3 report, XRP Ledger had the kind of quarter that makes venture capitalists cancel their golf games to check their portfolios. The platform saw its RWA market cap surge 215.3%, XRP’s price climbed 27.2%, and average daily transactions jumped 8.9%.

Even Franklin Templeton showed up to the party, partnering with Ripple to let clients exchange tokenized money market funds for $RLUSD. When a traditional asset manager worth $1.6T starts playing in your sandbox, you know something’s clicking.

The market’s appetite for institutional-grade infrastructure, payment solutions, and real utility is at an all-time high.

The days of ‘trust me bro’ tokenomics are giving way to projects that actually solve problems. $XRPL’s success proves that crypto’s maturation is about building financial plumbing that actually works.

With that context in mind, let’s explore three of the best altcoins that let you capitalize on this exact narrative. Each one targets different pieces of the institutional infrastructure, from wallet solutions and Bitcoin DeFi to cross-border payments.

1. Best Wallet Token ($BEST) – Where Fireblocks Security Meets DeFi Freedom

Most crypto wallets are either clunky nightmares or they’re decentralized in name only.

Best Wallet is a non-custodial, multi-chain wallet that’s already live on iOS and Android. This is functioning infrastructure, which, in crypto terms, makes it basically a unicorn.

The platform uses Fireblocks’ MPC technology, eliminating the need for those pesky seed phrases that users inevitably lose approximately 47 seconds after writing them down. For institutions dipping their toes into crypto, this kind of security-first approach is mandatory.

The roadmap includes Best Card integration, expanding utility beyond just wallet functions into actual spending solutions.

Now at $0.025895 per token, $BEST has gathered over $16.8M so far, suggesting investors are catching onto the institutional infrastructure need.

Visit Best Wallet Token presale before exchange listings hit.

2. Bitcoin Hyper ($HYPER) – Layer 2 Solution Bringing DeFi to Bitcoin

Everyone knows Bitcoin Layer 2 solutions need to happen, but nobody wants to do the hard work, and most attempts end in confusion and regret.

Bitcoin Hyper ($HYPER) is taking a swing at building proper DeFi infrastructure on top of Bitcoin, which is brilliantly timed considering the immense institutional attention on Bitcoin at the moment.

With a Canonical Bridge and a Solana Virtual Machine, $HYPER wants to add smart contract compatibility and dApps to Bitcoin’s chain. The L2 will use wrapped Bitcoin to operate, withdrawal back to the L2 is possible at any time for peace of mind.

And the core of this project is the $HYPER token, which will be used to pay for fees, create and use dApps, and much more.

The project has raised over $25.7M in its presale, pricing tokens now at $0.013215. If XRP can tokenize $170M in U.S. Treasuries and attract traditional finance players, why can’t Bitcoin have its own institutional-grade DeFi ecosystem? Fair question, actually.

The project targets the Bitcoin Layer 2 idea that’s been gaining steam as institutional capital looks for yield-bearing Bitcoin products beyond just spot ETFs.

As more Wall Street types discover that Bitcoin can do more than sit in cold storage gathering digital dust, projects that bridge Bitcoin and DeFi stand to capture massive attention.

$XRP succeeded by building real infrastructure for real use cases. Bitcoin Hyper is attempting the same playbook for Bitcoin. Whether they pull it off remains to be seen, but whale buys of $379.9K and $274K suggest smart money is willing to bet on it.

Check out the Bitcoin Hyper presale.

3. Remittix ($RTX) – Cross-Border Payments Without the Extortion Fees

$XRP’s rise taught us that solving actual financial problems pays better than launching dog-themed tokens. Remittix ($RTX) is going directly after the $19T cross-border remittance market, which currently bleeds over $50B annually in fees.

Remittix is essentially positioning itself as the practical alternative to Ripple and Stellar, targeting the same cross-border payment infrastructure that made $XRP relevant in the first place. Early backers are investors who recognize that PayFi is an actual trillion-dollar opportunity.

Much like $XRP partnered with Franklin Templeton, Remittix is building with regulatory frameworks in mind from day one. The project includes a CertiK audit, transparent tokenomics, and a deflationary model that burns transaction fees to reduce supply over time.

With $RLUSD hitting $898M and proving stablecoins work for institutional settlement, projects like Remittix that bridge crypto and traditional banking rails could see explosive growth.

Read more about Remittix ($RTX) presale.

XRP Ledger’s institutional success story is a blueprint.

Best Wallet Token ($BEST), Bitcoin Hyper ($HYPER), and Remittix ($RTX) are betting that infrastructure, utility, and solving real financial problems will outperform whatever meme coin Twitter is pumping this week.

Whether they’re right depends on execution, but the narrative is undeniably strong.

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