The signs are subtle but ramping up quickly. The cryptocurrency landscape is undergoing a massive shift as emerging projects are gaining significant traction, and this trend is also evident in banking tokens.
Leading tokens in cross-border payments, XRP and XLM, are facing headwinds as market sentiment shifts and competition intensifies. Since their July high, both banking tokens have experienced consistent downtrends, with a decline of over 40%.
At the same time, PayFi newcomer Digitap ($TAP) has maintained a strong momentum in its ongoing presale. The project is introducing the first-ever omni-bank platform with the potential to revolutionize the crypto banking industry. With over $1.3 million raised, the project has emerged as the best crypto presale of 2025.
Will XRP Price Regain Long-Term Levels?
XRP has garnered massive attention since its November 2024 breakout, dominating the crypto market as one of the top altcoins to buy. However, it has failed to come out of the bear grip since its ATH in July this year. At the time of writing, the token is trading at $2.58, recording a 4.26% decline in the weekly chart.
For the last three weeks, XRP has been trading in the $2.30-$2.70 range after a big price crash on October 10th.
Current on-chain activity further fuels this sentiment as whales increasingly sell the token. According to data from Glassnode, the daily volume of XRP sold by long-term holders has increased by 580%—from $38 million to $260 million, signaling that long-term holders are losing confidence.
Source: X
The bold selling fueled caution among investors who believe the token could replicate previous rallies. Furthermore, both the 50-day and 200-day SMAs indicate a bearish trend, prompting XRP investors to seek the best crypto to buy now.
XLM Coin To Continue Downtrend In November?
XLM price gained nearly 5% in mid-October, but is now in a correction. After reversing from the $0.33 resistance, the altcoin has lost over 7% in the past seven days, currently trading at $0.306.
After early October’s crash, XLM is currently in a bearish flag pattern. The technical indicators are showing a bearish stance, with the MACD falling at an increasing rate. The coin has strong support at $0.30, but as the downtrend gains momentum, it is likely to drop below this level to the next significant support at $0.22.
The long-term price indicators, including the 200-day moving average, suggest that the downtrend may subside. However, analysts predict it will continue to decline throughout November. To preserve their profits from the last rally, investors are moving funds to the best crypto to buy contenders for a better return in the upcoming altseason.
Digitap: The Gateway to Crypto Banking’s Future
While the XRP and XLM prices have turned bearish, Digitap has delivered promising and stable returns in presale and shows potential for a massive post-listing rally.
Digitap is an omni-banking app where users can transfer, swap, and spend both crypto and fiat in one place. The platform aims to revolutionize cross-border payment backed by advanced blockchain technology.
As the crypto market expands, the bridge between traditional and digital finance is essential, and that’s what Digitap is solving. Going one step further, Digitap has collaborated with Visa to enable users to pay or withdraw funds using either crypto or fiat through Digitap cards, available in both virtual and physical versions.
The demand for its presale is growing significantly, with the buyback-and-burn model being a major attraction. The company has decided to allocate 50% of its profits towards buying back $TAP tokens, with half burned to reduce the supply and the other half distributed as staking rewards.
The second round of the presale is now live, and over 89.6 million tokens have been sold. Valuation experts believe that the current price of $0.0268 is highly undervalued compared to the confirmed listing price of $0.14. With a huge safety margin, it has emerged as one of the best crypto presales.
$TAP: Big Banking Play Gains Hype as Best Crypto Presale of 2025
Crypto adoption is increasing exponentially and is expected to create a market value of over $7 trillion. The major focus will be on banking infrastructure, featuring new and exciting features, as well as investment opportunities in the crypto space.
By bridging traditional fiat and digital assets, Digitap is poised to unlock billions in the banking market and DeFi applications.
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For investors seeking the best crypto to buy for the next growth phase in the crypto market, $TAP presents a unique opportunity. With experts calling it one of the best altcoins to buy now, Digitap is challenging the security and brand recognition of the world’s most established cryptos.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
The post Crypto News November 2025: Digitap ($TAP) Tops $1.3M in Presale as Other Banking Tokens Slowdown appeared first on Blockonomi.