XRP is back in the spotlight after fresh speculation that a spot XRP ETF could be approved as early as November. The rumour, which surfaced among institutional trading circles this week, has reignited optimism around Ripple’s native token, with analysts now revising their XRP price prediction toward $4.50 if the filing materialises.However, as excitement builds, a newer project, Remittix (RTX), is gaining attention for offering exposure to the same payments narrative that made XRP famous, but this time with DeFi efficiency and early-stage potential.
XRP Price Prediction: ETF Buzz Revives Investor Sentiment
XRP is trading around $2.4, recovering steadily from October’s pullback. Traders say the recent strength is driven by renewed whispers of a U.S.-listed spot ETF, following similar approvals for Bitcoin and Ethereum.
According to reports, a number of financial organizations, including well-known asset managers, are looking into files that would introduce XRP to the general public through regulated funds.
Analysts predict that if the filings are approved, the XRP price may rise to $4.00–$4.50, a level not seen since 2021. The positive argument is further supported by on-chain data, which shows rising transaction volumes and wallet expansion throughout the Ripple network.
In addition to the ETF news, Ripple is still growing its cross-border payments alliances in the Middle East and Asia. By connecting traditional banking with blockchain efficiency, these connections enhance XRP’s standing as a cryptocurrency with genuine utility.
Still, some traders are diversifying into newer projects that capture the same payments theme but offer greater upside.
Why XRP’s ETF Potential Matters
ETF approval would mark a defining moment for XRP, giving it the same legitimacy that drove massive inflows into Bitcoin and Ethereum earlier this year. Analysts estimate that even modest ETF allocations could push XRP’s market cap above $200 billion, placing it back among the top three cryptocurrencies.
However, XRP’s mature market status means its returns may be slower compared to smaller-cap tokens. That’s why investors seeking higher growth are exploring projects like Remittix (RTX), built around payments, interoperability, and DeFi innovation, but still early enough for exponential gains.
Remittix (RTX): The DeFi Payments Project Mirroring XRP’s Mission
While XRP continues to strengthen its institutional reach, Remittix (RTX) is working to make crypto payments accessible to everyone. Remittix, which was created as a cross-chain DeFi project, allows users to send cryptocurrencies straight to bank accounts in more than 30 countries.
With more than 40,000 holders and $27.7 million raised so far, the Remittix (RTX) wallet beta is already operational and supports more than 100 tokens. Adoption is also rapidly increasing. As the project grows into the Solana, Polygon, and Avalanche ecosystems, verified listings on BitMart and LBank are likewise increasing awareness.
XRP Looks Promising, But Experts Are Backing Remittix
The XRP price prediction looks increasingly bullish as ETF rumours gain credibility, and a breakout toward $4.50 is now on the table. But as institutional investors flock to familiar names, smaller tokens like Remittix could deliver the kind of returns that XRP offered years ago.
For investors seeking the best crypto to buy now, the smart play might be balance, holding proven names like XRP while gaining exposure to emerging projects such as Remittix, where the following big altcoin narrative is just beginning.
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