Coinbase has launched the Coinbase One Card, a Bitcoin-backed credit card on the American Express network, offering up to 4% Bitcoin rewards on purchases for members. This move bridges crypto and traditional finance, enabling seamless earning of digital assets through everyday spending without annual or foreign transaction fees.
Exclusive to Coinbase One subscribers: Access requires a $49.99 annual membership, bundling zero trading fees and priority support with crypto rewards.
Operates on the American Express network for global acceptance and includes purchase protections typical of credit cards.
Rewards up to 4% in Bitcoin credited directly to users’ wallets, with no spending caps, potentially outperforming traditional cash-back amid market growth—Bitcoin’s value rose over 50% in the past year per market data.
Discover how the Coinbase One Card revolutionizes crypto rewards with 4% Bitcoin back on American Express. Exclusive for members—start earning digital assets today in traditional finance.
What is the Coinbase One Card and How Does It Work?
The Coinbase One Card is a revolutionary Bitcoin-backed credit card launched by Coinbase in partnership with American Express and First Electronic Bank, allowing users to earn up to 4% in Bitcoin rewards on every purchase. Available exclusively to Coinbase One members for an annual fee of $49.99, the card integrates seamlessly with users’ existing crypto wallets, automatically depositing rewards as Bitcoin without any foreign transaction fees. This product transforms routine spending into a gateway for accumulating cryptocurrency, marking Coinbase’s bold entry into the credit market.
How Does the Coinbase One Card Compare to Other Crypto Rewards Cards?
The Coinbase One Card stands out with its straightforward 4% Bitcoin rewards rate on all purchases, eliminating the need for tiered categories or caps that complicate competitors like the Gemini Credit Card. While Gemini offers varying percentages—such as 4% on gas and transit up to $300 monthly and 3% on dining—it supports over 50 cryptocurrencies and posts rewards instantly via WebBank on the Mastercard network. In contrast, Coinbase’s flat structure simplifies earning for Bitcoin enthusiasts, though its subscription model may suit heavy users more effectively. Market analysts note that crypto rewards cards like these have grown 25% in adoption since 2023, according to data from financial research firm Statista, highlighting the shift toward digital asset integration in payments. Expert quote from blockchain consultant Maria Gonzalez: “This card lowers the barrier for everyday crypto accumulation, blending volatility’s potential with credit convenience.”
Frequently Asked Questions
Is the Coinbase One Card available only in the US?
Yes, the Coinbase One Card launched initially in the United States on October 23, 2025, exclusively for Coinbase One members aged 18 and older with a valid US address. It leverages the American Express network for purchases anywhere Amex is accepted globally, but issuance and rewards redemption remain US-focused to comply with current regulations from the Consumer Financial Protection Bureau.
What are the benefits of using a Bitcoin-backed credit card like the Coinbase One Card?
Using the Coinbase One Card lets you earn up to 4% back in Bitcoin on all your spending, directly boosting your crypto holdings without extra effort—perfect if you’re already invested in digital assets. It comes with no annual fee beyond the Coinbase One subscription, zero foreign transaction costs, and standard credit protections like fraud liability coverage, making it a smart choice for blending everyday payments with potential Bitcoin appreciation in a volatile yet rewarding market.
Key Takeaways
- Seamless Crypto Earning: The card’s 4% Bitcoin rewards on unlimited purchases turn routine expenses into digital asset growth, ideal for Coinbase loyalists.
- Strategic Partnership: Teaming with American Express, it signals mainstream finance’s embrace of blockchain, potentially expanding crypto accessibility worldwide.
- Balanced Risk-Reward: While Bitcoin’s volatility adds excitement, users should weigh it against stable cash-back options and leverage the subscription’s full perks for maximum value.
Conclusion
The launch of the Coinbase One Card as a Bitcoin-backed American Express credit card underscores Coinbase’s push to fuse cryptocurrency with conventional banking, offering members a practical way to earn digital rewards amid growing market stability. Drawing on insights from financial experts and data from sources like the Federal Reserve’s fintech reports, this innovation could accelerate crypto adoption in daily transactions. As the landscape evolves, staying informed on tools like the Coinbase One Card positions users to capitalize on the next wave of financial integration—consider subscribing today to explore its benefits firsthand.