The market is buzzing: gold is reaching new ATHs, and if history repeats itself, the extra liquidity might be flowing into crypto soon. Digitap ($TAP) is being hailed as the best crypto presale to buy now, and XRP and ADA wallets appear to be quietly staking early positions.
As such, experts have come up with their lists of the top cryptos to invest in 2025, and Digitap is at the top.
- Digitap ($TAP) – The world’s first-ever omnibank that might change finance & banking forever.
- Ripple (XRP) – The project with huge institutional backing.
- Cardano (ADA) – The research-driven smart contract platform.
Digitap: The New Omnibank Platform Dubbed the Best ICO of 2025
Digitap is currently establishing itself as the world’s first omnibank, a platform that finally seamlessly merges traditional finance with cryptocurrency. Creating a platform like this has been a moonshot goal for years now, and Digitap is the project to finally achieve it. And since this kind of project was anticipated for years, the demand for $TAP during its current presale is massive.
With the Digitap app, people can now manage both their fiat and crypto in one place, using whichever they like for payments. They’ll get instant conversions, as well as settlements, and since Digitap is backed by VISA, they’ll be able to do this anywhere VISA is accepted.
The beta app is already live, even though the presale is still ongoing, and thousands of people have already tried it with incredible reviews.
Furthermore, Digitap is available via the Apple App Store and the Google Play Store, making it very easy for non-crypto users to get it and use it. With this in mind, many see $TAP as the best crypto for beginners, and believe that it has the potential to onboard non-crypto users like never before.
So, the platform’s appeal is broad, targeting not only crypto but also the global finance & banking and remittance industries, with a non-mandatory KYC policy and a system that cuts costs. Namely, Digitap’s AI-powered routing system slashes cross-border payment fees significantly, from the industry average of 6.2% to under 1%.
The ongoing presale has demonstrated remarkable strength so far, reflecting just how interested the market is in such a product. Currently, $TAP is selling for $0.0194, and its next stage price is at $0.0268. The presale has raised over $850K, selling more than 65 million tokens.
| Metric | Details |
| Stage Price | $0.0194 |
| Next Stage Price | $0.0268 |
| Tokens Sold | Over 65 million |
| Capital Raised | Over $850K |
| Fundraising Goal | $10 million |
XRP Whales Are Not Missing $TAP’s Potential
The XRP price is still trying to recover from the recent market dumps, but experts are somewhat bullish. Namely, according to Chad Steingraber, XRP might be in for a massive development which could take its price to new heights.
This is due to the Walmart OnePay crypto deal with ZeroHash, which uses XRP as its stablecoin. So, he believes that this deal will help XRP finally attract significant new adoption, leading to a potential price rally.
On the other hand, some experts believe that XRP’s price will potentially fall again before going back up. However, this all depends on how the XRP price moves in the next few weeks.
According to Ali Martinez, XRP’s resistance zone is at $2.80, while its support is at $2.10. So, experts say that they need to see where the XRP price goes first and if it holds and breaks to determine if a rally or a downturn is in the books for this top 5 cryptocurrency.
As for XRP’s current price, it’s trading around $2.47, down by 4.87% in the last week. XRP’s price chart shows an improvement in the past week, as XRP’s price seems to be slowly retracing its losses from the crash in October.
The ADA Price Is Also Slowly Recovering: Can It Reach $1?
The recent market-wide downturn caused many top 10 altcoins, as well as many of what everyone saw as the “best altcoins,” to see double-digit losses. ADA is no different, and it’s currently trying to recover. Right now, the ADA price is at $0.6725, down by 6.32% in the past week.
Even though ADA’s price has retraced some of its losses, it’s still underperforming, as most other altcoins are recovering at a much faster pace than ADA. Still, some experts are bullish on ADA, including Wolfster.
He believes that ADA is entering a pre-parabolic phase, citing the COVID crash as a comparison benchmark. According to him, ADA’s price will reach ATH in Q1 of 2026, and with that in mind, anything below $1 is cheap for this token. But of course, not many agree, as many experts say that ADA’s momentum is over, and that interest is very low.
Why Digitap Leads the New Wave of Financial Tokens
As it stands, no other project has managed to do what Digitap has – merge crypto and fiat. Also, while giants like XRP and ADA operate with multi-billion-dollar market caps, Digitap is still in presale, giving people the chance to invest very early and very low.
Also, the potential for adoption and growth Digitap has is huge, as experts believe it can take a significant share of three multi-billion-dollar markets: cryptocurrency, finance & banking, and global payments. With this in mind, experts see $TAP as the best crypto to buy in 2025.
A Shift Toward Innovation and Real-World Utility
As XRP and ADA whales shift their capital to Digitap, driven by the potential it offers, experts believe that the market will follow soon, with retail behind the corner soon after $TAP’s launch. They see Digitap changing how people handle their finances on a daily basis, confident that a new wave of finance & banking is in the works.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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