California Becomes First State to Protect Unclaimed Crypto, Coinbase CLO Reacts

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The post California Becomes First State to Protect Unclaimed Crypto, Coinbase CLO Reacts appeared first on Coinpedia Fintech News

California is setting a new precedent in how governments handle digital money.

Governor Gavin Newsom recently signed a new law that makes it the first U.S. state to ensure unclaimed cryptocurrencies are not automatically converted into cash. Under the law, these digital assets will stay in their original form when they are handed over to the state, giving owners a better chance to reclaim what is rightfully theirs. 

Bringing Cryptocurrencies Under California’s Unclaimed Property Law

Senate Bill 822, introduced by Senator Josh Becker (D–Menlo Park), updates California’s Unclaimed Property Law to include digital financial assets, ensuring that cryptocurrencies like Bitcoin and Ethereum will be treated similarly to abandoned bank accounts and securities.

The law confirms that digital assets are considered intangible property and provides guidance on how the state will manage dormant cryptocurrency accounts, those inactive for three years or where owners cannot be reached.

How the Law Protects Dormant Crypto

The law allows the State Controller to appoint licensed custodians to securely manage unclaimed crypto. If no owner comes forward within 18–20 months of reporting, the Controller may convert the assets into fiat.

The bill requires holders of digital financial assets to notify owners before the escheatment. Companies must provide notice six to twelve months before reporting, using a Controller-approved form that allows them to restart the escheatment period.

Within 30 days after the final reporting date, holders must transfer the exact asset type, including private keys and amounts, to the Controller’s custodians.

Custodians must have official licenses from the Department of Financial Protection and Innovation to ensure compliance and safe management.

California Gains Support from Crypto Experts

The bill was signed into law by Governor Newsom on Saturday. It has received strong support from the cryptocurrency community. Paul Grewal, Coinbase’s Chief Legal Officer, tweeted:

“Thank you GavinNewsom for signing SB 822, which stops the state from liquidating Californians’ unclaimed crypto investments without their consent,” 

He also thanked Senator Josh Becker for sponsoring the bill and called on the state to join the 46 others, along with the SEC, in protecting the right to stake crypto on platforms like Coinbase.

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Modernizing California’s Property System

California’s SB 822 also modernizes the state’s unclaimed property system, which had long been stuck in outdated, paper-based processes. 

By keeping unclaimed crypto in its original form and placing it under licensed custodians, the law protects value, ensures transparency, and makes it easier for owners to reclaim their assets.

California is leading the way in protecting digital asset owners and setting an example for other states to follow.

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FAQs

What is California’s new law on unclaimed cryptocurrency?

California law SB 822 ensures unclaimed crypto stays in its original form, giving owners a better chance to reclaim their assets.

Who manages unclaimed crypto in California?

Licensed custodians, appointed by the State Controller, securely manage unclaimed crypto until the rightful owner claims it.

How long before unclaimed crypto can be converted to cash?

If no owner claims it within 18–20 months of reporting, the State Controller may convert unclaimed crypto to cash.

How are dormant crypto accounts reported under the law?

Companies notify owners 6–12 months before reporting inactive accounts and transfer exact crypto and keys to licensed custodians.

Source: https://coinpedia.org/news/california-becomes-first-state-to-protect-unclaimed-crypto-coinbase-clo-reacts/