Chainlink (LINK) and Stellar (XLM) are two veteran cryptocurrencies that delivered potentially life-changing returns for early investors.
Chainlink emerged in 2017 as a decentralized oracle network with an initial coin offering price of $0.11, while cryptocurrency protocol Stellar started trading at $0.0062. Today, both projects rank as top‑20 cryptos by market cap, with Chainlink trading at around $22 and Stellar at $0.40.
Despite five‑digit percentage return profiles over the years, both cryptos still have a path to move higher as investors and analysts prioritize projects with real‑world utility. Now, a new contender called Digitap ($TAP) is being named one of best crypto to invest in long-term as its live omni-bank app is drawing comparisons to early crypto success stories.
Source: Digitap
Chainlink’s 10,000% Journey and Lasting Potential
Early Chainlink investors who managed to sell near the coin’s peak of $52.88 in May 2021 earned a nearly 50,000% gain. The coin has since pulled back, trading in the low $20s, but it’s clear the current price doesn’t reflect the latest developments.
In May, a unit of Wall Street giant JPMorgan called Kinexys completed its first transaction on a public blockchain using Chainlink’s technology that connects private and public networks.
More recently, Chainlink worked with SWIFT to test connecting more than 10 financial institutions to blockchain networks. These developments could position Chainlink as a neutral interoperability layer for traditional finance.
It isn’t unrealistic for Chainlink to double in value in the coming months and potentially challenge its all-time high within 18 to 24 months. As such, an approximate 2.5x return sounds reasonable.
Source: Chainlink/YouTube
Stellar’s Historic Rally and Undervalued Role
Stellar’s coin soared more than 80,000% from its all‑time low price of $0.0004761 to as high as $0.96 in early 2018. Today, the coin seems stuck in the low‑$0.40 range despite clear growth catalysts. Notably, MoneyGram’s new global transfer service is using Circle’s USDC stablecoin on the Stellar blockchain for near‑instant dollar remittances in cash‑friendly markets.
This validates Stellar’s mission of bridging traditional finance with crypto, especially for cross‑border value transfer. As such, XLM remains undervalued relative to its network’s payment utility, with potential exposure to MoneyGram’s more than 375,000 cash pickup locations via USDC. The market simply hasn’t priced in the potential scale of what the network can achieve.
In 2024, Stellar inked similar partnerships and trials with Visa, MasterCard, PayPal, and Stripe. As such, Stellar’s partnership with Moneygram shouldn’t come as a surprise as it is consistent with encouraging developments that support future growth opportunities.
Digitap: The Next To Explode?
One lesson has been clear over the years: today’s undervalued project can become tomorrow’s superstar. Both Chainlink and Stellar are proof of this concept.
Digitap is an ultra‑low‑price newcomer that investors increasingly liken to an early‑stage LINK or XLM. Currently, Digitap’s presale is taking place with the native $TAP token for sale at $0.0125. Digitap is building a potentially game‑changing omni‑bank app that unifies fiat and crypto in one platform.
The app is available worldwide, so anyone can take advantage of multi‑currency IBAN accounts, 0% transfer fees, and an optional no‑KYC signup process. At the heart of the app are Visa‑backed crypto‑to‑fiat cards with Apple Pay and Google Pay integration. This means users can receive, save, send, invest, and spend their money seamlessly.
Digitap boasts real-world utility as it can become the go-to platform for frictionless crypto-to-fiat finance, making it one of the best cryptocurrency to invest in 2025. The token is 82% sold out, so a move to the next price of $0.0159 is imminent. During the next round, the $TAP price will increase from $0.0125 to $0.0159, meaning late buyers have to pay a 27% premium while early buyers are already up.
Bottom Line
Chainlink and Stellar proved that sound crypto projects can deliver explosive returns to early investors and still have room to run. Their current undervaluation and discount to all‑time highs underscore how market prices can lag real‑world progress.
In Digitap’s case, the project makes a compelling case to be the next name that could run significantly higher. At under 1.5 cents, $TAP offers investors the opportunity to get in at “ground‑floor” prices reminiscent of LINK or XLM in their early days.
If Digitap executes on its omni-bank vision, supported by a target market of more than one billion unbanked or underbanked adults worldwide, early believers could be rewarded with substantial returns over time.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app