Top market analyst Ali Martinez has suggested that XRP could be on the verge of a breakout, provided it holds above the key $2.71 support.
After weeks of consolidation, the 4th-largest cryptocurrency by market cap now sits at a pivotal level that may define its next major move.
As a result, Martinez identifies $2.71 as a crucial support for XRP. Historically, holding such levels during consolidation has fueled stronger buying pressure and upward momentum.
If XRP sustains this floor, it could spark renewed confidence and a rally toward $3.60, an upside of 28.4% from the current price of $2.81. Such a move would also bring XRP just a stone’s throw away from its present all-time high (ATH) of $3.65.
Chris Larsen Explains Why XRP Has an Upper Hand Over SWIFT
Technical analyst ALLINCRYPTO highlighted Ripple co-founder Chris Larsen’s insights at a Talks at Google session, where Larsen debunked a common misconception in global payments and explained why XRP holds a critical edge over SWIFT, the decades-old financial messaging network.
 
Larsen argued that comparing blockchain settlement to SWIFT is misguided, since SWIFT only transmits payment messages; it doesn’t actually move money. This critical limitation, he noted, makes it impossible for SWIFT ever to match blockchain’s real-time settlement speed.
He noted, “SWIFT only deals with the data. They have a corresponding banking partner that deals with the value.”
Unlike SWIFT, XRP acts as a true bridge asset, enabling near-instant settlement without intermediaries. Transactions finalize in seconds, eliminating cross-border payment friction, a capability SWIFT cannot match without overhauling its entire infrastructure.