Coinbase is building a crypto super app to replace traditional banks by offering payments, credit cards and a 4% Bitcoin rewards card, integrating DeFi yields for USDC and positioning itself as a primary financial account for users.
Coinbase will combine payments, credit cards and crypto rewards into one app for everyday banking.
Plans include a 4% Bitcoin rewards credit card and DeFi integrations to boost USDC yields.
Regulatory shifts (GENIUS Act, market-structure bills) and partnerships with banks underpin the rollout.
Meta description: Coinbase super app aims to replace banks with payments, credit cards and 4% Bitcoin rewards — learn how to benefit. Read now.
Coinbase CEO Brian Armstrong outlined a roadmap to build a crypto “super app” offering payments, credit cards and Bitcoin rewards, aiming to make Coinbase users’ primary financial account.
‘,
‘
🚀 Advanced Trading Tools Await You!
Maximize your potential. Join now and start trading!
‘,
‘
📈 Professional Trading Platform
Leverage advanced tools and a wide range of coins to boost your investments. Sign up now!
‘
];
var adplace = document.getElementById(“ads-bitget”);
if (adplace) {
var sessperindex = parseInt(sessionStorage.getItem(“adsindexBitget”));
var adsindex = isNaN(sessperindex) ? Math.floor(Math.random() * adscodesBitget.length) : sessperindex;
adplace.innerHTML = adscodesBitget[adsindex];
sessperindex = adsindex === adscodesBitget.length – 1 ? 0 : adsindex + 1;
sessionStorage.setItem(“adsindexBitget”, sessperindex);
}
})();
Coinbase CEO Brian Armstrong said the company intends to become a full-service crypto super app that could replace traditional bank accounts by integrating everyday payments, cards and crypto-native services.
What is the Coinbase super app plan?
What is Coinbase’s super app and how will it replace banks?
The Coinbase super app is an integrated platform that aims to provide payments, credit cards, crypto rewards and yield products, making Coinbase users’ primary financial account. The plan combines on-ramp/off-ramp rails, DeFi integrations and partnerships with established banks to deliver everyday banking services using crypto technology.
‘,
‘
🔒 Secure and Fast Transactions
Diversify your investments with a wide range of coins. Join now!
‘,
‘
💎 The Easiest Way to Invest in Crypto
Dont wait to get started. Click now and discover the advantages!
‘
];
var adplace = document.getElementById(“ads-binance”);
if (adplace) {
var sessperindex = parseInt(sessionStorage.getItem(“adsindexBinance”));
var adsindex = isNaN(sessperindex) ? Math.floor(Math.random() * adscodesBinance.length) : sessperindex;
adplace.innerHTML = adscodesBinance[adsindex];
sessperindex = adsindex === adscodesBinance.length – 1 ? 0 : adsindex + 1;
sessionStorage.setItem(“adsindexBinance”, sessperindex);
}
})();
Brian Armstrong confirmed plans for a credit card offering up to 4% Bitcoin rewards. Coinbase intends to fund rewards through interchange optimization, crypto rails and potential yield from integrated USDC lending. The company is positioning the card as a bank-replacement product for mainstream spending.
Coinbase has integrated decentralized lending protocol Morpho to allow users to lend USDC directly within its app. This integration can boost potential yields — Coinbase cited figures as high as 10.8% for some USDC lending opportunities — and reduces the need for users to access third-party DeFi platforms.
Armstrong referenced recent legislative progress, including the GENIUS Act and broader market-structure initiatives in the US Senate, as improving clarity for crypto firms. He also noted existing partnerships with banks such as JPMorgan and PNC while emphasizing the need for a level regulatory playing field.
‘
];
var adplace = document.getElementById(“ads-htx”);
if (adplace) {
var sessperindex = parseInt(sessionStorage.getItem(“adsindexHtx”));
var adsindex = isNaN(sessperindex) ? Math.floor(Math.random() * adscodesHtx.length) : sessperindex;
adplace.innerHTML = adscodesHtx[adsindex];
sessperindex = adsindex === adscodesHtx.length – 1 ? 0 : adsindex + 1;
sessionStorage.setItem(“adsindexHtx”, sessperindex);
}
})();