 
 
Cryptocurrency exchange MEXC said on Wednesday it will introduce a new feature allowing users to earn interest of up to 15% annually on funds held in futures accounts, marking the latest move by a major trading platform to merge yield products with derivatives trading.
The initiative, called “Futures Earn,” will apply initially to USDT- and USDC-margined perpetual contracts. It enables traders to generate passive income on idle balances, open positions, and even funds reserved for pending orders, while keeping those assets fully accessible for trading. MEXC said the product is designed to address one of the biggest dilemmas in derivatives markets — choosing between keeping funds liquid for trading or locking them in yield-generating accounts.
“Today’s crypto traders face a volatile market that demands both tactical agility and efficient capital use,” MEXC’s Chief Operating Officer Tracy Jin said in a statement. “Our new Futures Earn product transforms idle margin and open positions into dual-purpose assets that both capture market opportunities and generate passive income.”
Dual-reward system
The exchange said returns will be calculated through a two-tier system, providing a consistent base annual percentage rate (APR) for all balances while offering additional “bonus” rates linked to the notional size of open positions. This allows rewards to scale with trading activity. Daily interest is determined by three snapshots of account balances and 24 snapshots of positions, with results credited automatically to user accounts.
According to MEXC, the maximum yield under the new model can reach 15% annually, depending on account balances and position sizes. Rewards will be distributed using the formula: Balance × (Base APR + Bonus APR) ÷ 365.
 
Competition among exchanges
The launch comes as centralized exchanges (CEXs) seek new ways to retain traders in an increasingly competitive market. Global perpetual futures trading volumes reached $831.87 billion this month, according to data from CoinMarketCap. But many platforms face the challenge of capital inefficiency, where billions of dollars in collateral remain idle in margin accounts.
Other exchanges, including Binance and Bybit, have rolled out flexible savings and staking options linked to spot accounts, but interest-earning models tied directly to derivatives trading remain rare. Analysts say such products could attract more active traders by reducing opportunity costs while encouraging higher user engagement.
Market outlook
The development highlights how trading platforms are adapting to meet the demands of institutional players for more efficient capital management tools. By merging futures trading with yield generation, MEXC aims to position itself as a leader in derivatives innovation at a time when competition among exchanges for retail and professional users is intensifying.
MEXC, founded in 2018, says it serves over 40 million users across 170 countries. The exchange has expanded aggressively in derivatives trading over the past two years, with a focus on product innovation and security.
Source: https://zycrypto.com/mexc-to-launch-futures-earn-product-with-yields-up-to-15/