Can XRP Price Recover Amid Soaring Institutional Adoption?

Key Insights:

• XRP price formed a bull-flag pattern near $2.9 with $3.65 as resistance.
• Institutional inflows reached $25 million per day at press time.
• Ripple processed $1.3 trillion in ODL transactions during Q2 2025.

XRP price traded near $2.8 in late August 2025, down 1.5% in 24 hours. The token fell around 8% over the week and about 11% in the last 30 days.

However, analysts noted a bull flag on the chart, with $3.65 acting as key resistance. Institutional inflows and adoption trends supported the market at press time.

Technical Setup Highlights XRP Price Resistance

The XRP price traded near $2.8 at the time of writing. Analysts said the token’s chart displayed a bull-flag pattern.

A bull-flag often signals continuation of a prior trend. It typically appears after a sharp rise when prices consolidate before another move higher.

Heavy trading volumes accompanied the recent tests of resistance. If buyers pushed through, targets near $3.20 were possible. Analyst STEPH IS CRYPTO said momentum could stretch toward $5.35 if conditions aligned.

The $3.65 level remained the key barrier. In prior rallies, XRP price failed to close above it. That price repeatedly produced a tweezer top, a candlestick pattern that often signals a reversal.

A decisive close above $3.65 would clear lingering bearish pressure and activate algorithmic buying.

Data also showed holders sat on nearly $10 billion in unrealized profits. Analysts warned that profit-taking could slow momentum if the rally stalled at resistance.

Institutional Inflows Supported XRP Price Rally

Institutional capital continued to enter XRP-linked products. Daily inflows of $25 million were recorded at press time. Analysts said this confirmed participation beyond retail traders.

The broader digital asset market provided context. Bitcoin consolidated, while Ethereum showed strength with new highs. Analysts argued capital rotated into higher-beta tokens such as XRP.

The digital assets fund flows offered an important signal. If weekly inflows crossed $50 million, analysts said it would further support the case for XRP price to extend gains.

Adoption and Regulatory Clarity Shaped Outlook

The fundamental picture also strengthened. Ripple secured regulatory clarity after settling its dispute with the US Securities and Exchange Commission in August 2025.

Since then, more than 60 institutions have integrated XRP into operations. Major participants included JPMorgan and SBI Holdings.

Ripple’s On-Demand Liquidity (ODL) platform processed $1.3 trillion in transactions during the second quarter of 2025.

The service used XRP as a bridge token for cross-border payments. Analysts described the scale as a significant demonstration of utility.

On the other hand, Goldman Sachs and BNY Mellon joined the network, while Ripple minted 46 million RLUSD stablecoins in July 2025.

Data from CoinShares ranked XRP the third most-purchased token of the year. Purchases totaled $1.1 billion at press time.

ETF applications added another layer. Seven issuers awaited decisions from regulators. Analysts projected potential inflows of $4.3 to $8.4 billion if approved.

Standard Chartered forecasts the XRP price could reach $5.50 by year-end 2025. The bank projected $12.50 by 2028 if institutional adoption continued.

Outlook for XRP in the Coming Months

For the XRP price to reach $5, both technical and fundamental drivers needed to align. A close above $3.65 would confirm the breakout.

That move would reduce bearish pressure and increase algorithmic buying.

Fundamentals such as institutional adoption, ETF inflows, and ODL expansion remained important. At press time, analysts focused on wallet flows and ETF approvals as the next catalysts.

If inflows grew and resistance broke, the XRP price had conditions to extend toward the $5 mark in 2025.