XRP News Today: Delayed SEC Ruling on XRP ETF Sparks Debate Over Ripple Price Trajectory

The U.S. Securities and Exchange Commission (SEC) has once again extended its review of proposed spot XRP exchange-traded funds (ETFs), pushing decisions into late October.

This development has fueled discussions among investors and analysts about the future direction of XRP price and Ripple’s broader market strategy. While the delay disappointed some traders, experts argue it may be a procedural pause rather than a signal of rejection.

SEC Extends XRP ETF Review Timelines

On August 18, the SEC published notices postponing final rulings on multiple U.S. spot XRP ETF applications. Key deadlines now include 21Shares’ Core XRP Trust for Cboe BZX on October 19, 2025, and CoinShares’ Nasdaq-targeted XRP ETF on October 23, 2025. Grayscale and Bitwise have received similar extensions, while WisdomTree, Canary Capital, and Franklin Templeton await decisions later in the month.

SEC delays spot XRP ETF rulings to Oct 19, possibly timing multiple approvals together. Source: @Nami_XRP via X

Bloomberg strategists frame the postponement as a procedural measure, emphasizing that it does not reflect the ultimate approval prospects. Analysts now place XRP alongside Solana and Litecoin as top-tier candidates for spot ETF approval, with some predicting a 95% chance of green-lighting by the end of 2025.

XRP Price Reaction and Technical Outlook

The latest SEC delay triggered a short-term dip in XRP price, with the token sliding below $3.00. Analyst Ali Martinez warned that if XRP today fails to reclaim levels above $3.30, it could decline toward $2.60 or even $2.00. Technical platforms like EGRAG CRYPTO highlight $3.00 as a critical pivot; a recovery above this level could reignite bullish momentum.

XRP needs to stay above $2.90 to avoid $2.65, while reclaiming $3 could turn bullish. Source: @egragcrypto via X

On the upside, surpassing $3.20 may open the path to $3.45, with $3.65 representing a key resistance point for a potential rally. “Investors should monitor these technical levels closely as XRP navigates the uncertainty around ETF approvals,” Martinez added.

Ripple’s Bank Charter Application Adds Another Layer

October is shaping up as a pivotal month for Ripple, not only due to ETF rulings but also because of its U.S. national bank charter application filed on July 2, 2025. The Office of the Comptroller of the Currency (OCC) stipulates a 120-day review period, putting the decision window in late October, although practical approval could take longer.

With XRP ETFs delayed and Ripple’s bank charter decision due, October 2025 could be a major month for developments. Source: bill morgan via X

A successful charter would allow Ripple to operate as a federally regulated trust bank and hold RLUSD stablecoin reserves directly with the Federal Reserve, boosting credibility in the American financial system. Crypto lawyer Bill Morgan emphasized, “The overlap of ETF rulings and the bank charter review makes October a defining period for Ripple. The outcomes will shape XRP’s trajectory and institutional adoption prospects.”

Community Reactions and Market Speculation

The SEC’s announcement prompted mixed reactions among the XRP community. While some expressed frustration over further delays, others viewed it as an opportunity to accumulate tokens at lower prices. Influencers like X Finance Bull suggested that the SEC may be strategically timing approvals, creating temporary dips that allow investors to buy in before potential price surges.

X Finance Bull set a highly optimistic target of $1,000 for XRP coin, reflecting extreme bullish sentiment. He also encouraged members to treat the current price dip as a buying signal rather than a setback. Supporting this, analysts have reiterated that once ETFs launch, XRP could see substantial liquidity inflows and renewed market interest.

Looking Ahead: October as a Turning Point

The coming weeks will be critical for Ripple XRP news and investors tracking XRP price prediction 2025. ETF rulings and the national bank charter decision could significantly influence market sentiment and XRP’s price trajectory. While short-term volatility is likely, long-term prospects remain positive if regulatory approvals align.

XRP was trading at around $2.907, down 3.4% in the last 24 hours at press time. Source: XRP Liquid Index (XRPLX) via Brave New Coin

Investors are advised to remain patient, monitor technical levels, and stay informed about regulatory developments as Ripple navigates this decisive period.