 
 
In a move catching the attention of Europe’s crypto scene, a German millionaire has publicly shared his $350,000 crypto allocation plan — and it’s split between Ethereum (ETH), the established smart contract leader, and Pepe Dollar (PEPD), a fast-rising meme coin with real utility. His conviction? ETH will hit $20,000 this cycle, while Pepe Dollar (PEPD) could deliver outsized returns from its presale base.
Ethereum as the Foundation
According to the adherent, Ethereum (ETH) is “the most reliable base layer for capital preservation and steady growth.” With ETH trading at $3,553 and boasting a $428.88B market cap, he sees institutional inflows, ETF adoption, and Layer-2 expansion as the primary catalysts. The $200,000 portion of his strategy is parked in ETH with the intent to hold until at least late-2026, banking on the post-merge Proof-of-Stake network’s long-term scalability.
The High-Octane Side Bet: PEPD
The remaining $150,000 is going into Pepe Dollar (PEPD), currently priced at $0.004688 in Stage 1 of its presale. With a launch price of $0.03695, even a simple pre-to-launch flip could net 7-8x gains. But his thesis isn’t just about the numbers — he cites PEPD’s meme appeal, Layer-2 integration, staking, and burn mechanics as reasons it could sustain value post-launch.
Why ETH and PEPD Complement Each Other
This millionaire’s logic mirrors that of venture portfolio theory: pair a stable, high-cap asset with a volatile, high-upside play. ETH offers slow-and-steady compounding, while Pepe Dollar (PEPD) has the potential for exponential growth in months rather than years. “It’s the combination of safety and thrill,” he says.
ETH’s $20K Path
For Ethereum (ETH) to hit $20K, points to three macro drivers:
 
- ETF Capital Rotation — Spot ETH ETFs are pulling in record inflows.
- Layer-2 Dominance — Rollups and zk-proofs are reducing gas costs and boosting on-chain activity.
- Institutional Trust — The Dencun upgrade and PoS efficiency continue to attract big players.
PEPD’s Moonshot Potential
If Pepe Dollar (PEPD) replicates the viral success of previous meme-coin breakouts but adds real-world utility, his $150K allocation could theoretically turn into $1M+ before the bull market ends. The planned Uniswap listing is expected to bring immediate liquidity and retail speculation.
Risk Management
- For ETH: trim 25% of holdings at $10K, re-enter on dips.
- For PEPD: sell 40% of holdings if it reaches 10x from presale, let the rest ride with staking rewards.
Conclusion
This $350K allocation strategy blends Ethereum’s (ETH) institutional strength with Pepe Dollar (PEPD) meme-economy excitement. Whether ETH breaks $20K or Pepe Dollar (PEPD) goes parabolic first, he is betting on both the stability of blue chips and the unpredictability of crypto culture — a mix that could define the 2025 bull run.
Join Pepe Dollar Presale:
Pepe Dollar Website: https://pepedollar.io/
Pepe Dollar Telegram: https://t.me/pepedollarcommunity
PEPD Coinmarketcap: https://coinmarketcap.com/currencies/pepe-dollar
Disclaimer: This is a sponsored article, and views in it do not represent those of, nor should they be attributed to, ZyCrypto. Readers should conduct independent research before taking any actions related to the company, product, or project mentioned in this piece; nor can this article be regarded as investment advice. Please be aware that trading cryptocurrencies involves substantial risk as the volatility of the crypto market can lead to significant losses.
Source: https://zycrypto.com/german-millionaire-reveals-350000-strategy-in-ethereum-and-top-crypto-presale-eth-to-break-20k-this-cycle/