Ripple Acquires Rail for $200 Million to Boost Payment Network

On August 7, 2025, Ripple confirmed an agreement to acquire Rail, a stablecoin-based global payment platform, for $200 million, enhancing its infrastructure in Toronto.

Ripple’s acquisition of Rail aims to bolster stablecoin solutions, potentially increasing XRP and RLUSD liquidity while positioning the company for further innovation in blockchain payments.

Ripple Secures $200 Million Deal to Acquire Rail

Ripple’s acquisition of Rail, announced August 7, 2025, is a strategic move to bolster their stablecoin payment solutions. CEO Brad Garlinghouse and President Monica Long lead Ripple, which is renowned for its digital asset payment infrastructure. Rail, guided by CEO Bhanu Kohli, offers payment solutions and services for fintech and digital banks, collaborating with more than 12 bank partners.

Ripple aims to integrate Rail’s technology, including virtual accounts and automated back-office functions, to streamline stablecoin payouts. This move aligns with their vision of robust global payment solutions, leveraging Rail’s existing client base and partnerships for greater efficiency.

The market response has been notably positive, with stakeholders recognizing the potential for expanded services and improved regulatory compliance. Monica Long stated, “Stablecoins are quickly becoming a cornerstone of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments.”

XRP Market Performance

Did you know? Stablecoins are increasingly being integrated into various financial systems, providing stability and efficiency in transactions.

XRP currently trades at $3.28 with a market cap of formatNumber(194365831496, 2), representing 5.02% market dominance, as per CoinMarketCap. There’s been a 41.91% surge in price over 30 days, signaling heightened investor interest around Ripple’s recent acquisition activity.

Insights from the Coincu research team suggest that the integration of Rail’s capabilities could result in enhanced stablecoin payouts and greater liquidity for Ripple’s assets, including XRP and RLUSD. The announcement, pending regulatory approval, underlines Ripple’s commitment to global payments innovation. For more insights, consider exploring the in-depth analysis from Coincu on XRP’s potential as an investment in 2025.