Ripple Launches “National Trust Bank”—Could XRP and ETH Hit New ATHs?

Ripple is entering a new era of institutional dominance. In July 2025, the blockchain payments giant filed for a charter to launch Ripple National Trust Bank, a limited-purpose national trust bank headquartered in New York. The goal: provide enterprise-grade custody, tokenization infrastructure, and stablecoin management—without operating as a traditional deposit-taking bank.

The move includes a request for a Federal Reserve Master Account, which would allow Ripple to directly access the U.S. payment system for settlement, a leap forward in integrating crypto into traditional banking. While the bank is still awaiting final regulatory approval, the announcement has already reignited market speculation, particularly around Ripple’s native token XRP and major assets like Ethereum.

Meanwhile, early-stage altcoins like MAGACOIN FINANCE are catching tailwinds from the broader surge in institutional interest.

XRP Testing Key Levels as Market Eyes $3.69

Currently trading between $3.03 and $3.07, XRP recently broke out of a downward channel but is now facing resistance at $3.14 and $3.34. Technical analysts note that a clean breakout above $3.34 could trigger a move toward $3.69 or even higher, particularly if regulatory clarity continues to improve.

Ripple’s proposed bank could accelerate XRP adoption by boosting institutional trust. With a dedicated infrastructure for safeguarding reserves, managing RLUSD (Ripple’s stablecoin), and facilitating cross-border payments, XRP could find itself at the center of a more regulated and scalable payment system.

The bullish scenario? A legal victory combined with a banking license approval—two catalysts that could launch XRP toward new highs.

Ethereum Approaches $4,000 as Bulls Take Control

Ethereum is trading strong between $3,555 and $3,720. After gaining more than 40% in the past month, ETH is showing resilience amid broader market volatility. Key resistance lies at $3,881 and $4,234, and analysts remain bullish provided ETH continues to defend the $3,400 range.

Ethereum stands to benefit indirectly from Ripple’s banking play as well, given the broader legitimization of tokenized infrastructure and blockchain-integrated banking services. With ETH’s growing presence in tokenized treasuries, stablecoins, and DeFi infrastructure, any movement toward regulatory clarity tends to strengthen Ethereum’s investment case.

Momentum with Fresh Capital Rotation into Breakout Contenders

Ripple’s growing institutional influence is prompting early investors to explore the next big opportunity—especially among projects still in presale. That shift has brought major attention to MAGACOIN FINANCE, which has recently experienced a surge in whale inflows and early staking momentum. Ripple’s Trust Bank Launch Could Fuel MAGACOIN FINANCE 22,500% Gains—Outpacing XRP Projections, according to some analysts. The project is riding the wave of rising institutional appetite with a meme-fueled narrative, early timing, and strategic accumulation that’s beginning to resemble early DOGE and SHIBA cycles. Investors seeking asymmetrical upside are watching MAGACOIN FINANCE closely as ETF-driven inflows trickle down to presale markets.

Conclusion: Ripple’s Banking Play Sets the Stage

Ripple’s National Trust Bank proposal isn’t just another crypto headline—it’s a signal that blockchain is entering Wall Street’s core financial architecture. If approved, it could catapult XRP and ETH to new heights—and in doing so, may fuel a new generation of breakout altcoins. MAGACOIN FINANCE is already capturing that energy, one wallet at a time.

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