Binance Launches Holding Interest Feature for Spot Accounts

Binance has activated its ‘holding interest’ feature, allowing users to earn rewards on specific tokens in spot accounts, requiring app version 3.1.0 or higher.

This feature simplifies earning interest, potentially increasing token deposits on Binance and reducing circulating supply. Currently, it supports BNB, SOL, ADA, and more, excluding ETH and BTC.

Binance Innovates with Interest-Earning Spot Accounts

Binance’s new feature enables users to activate holding interest rewards linked directly to their spot accounts. Held tokens such as BNB, ADA, and others make users eligible for regular interest earnings, reflecting Binance’s ongoing innovations to enhance user experience in the digital asset market.

The primary change involves directly crediting interest to users’ spot accounts, promoting a streamlined approach compared to prior transfer requirements for interest-earning products. This can potentially increase token deposits on Binance and impact their on-chain availability.

The announcement has not yet prompted direct public comments from Binance CEO Richard Teng or other executive members. However, Teng’s strategic vision was highlighted earlier in his statement regarding 2025’s potential to be “the year of crypto,” indicating a positive long-term outlook for the industry. Richard Teng, CEO of Binance, stated, “2025 is poised to be ‘the year of crypto’.”

Current Market Insights: BNB’s Position and Analyst Perspectives

Did you know? The direct interest-earning feature introduced by Binance marks a shift from traditional crypto earning models as it eliminates the necessity for users to transfer tokens to separate accounts, fostering a more user-friendly experience.

CoinMarketCap lists BNB with a price of $762.45 and a market cap of $106.20 billion as of August 2, 2025. The current trading volume experienced an 8.44% increase, alongside noticeable fluctuations in recent months indicating a 15.36% rise over 30 days. Data verifying circulating and max supply suggests sustained interest and market activity.

Analysts from the Coincu research team emphasize that Binance’s move could stimulate increased liquidity inflow into the platform as users look for seamless asset accumulation strategies. Regulatory factors remain stable with no immediate updates, giving Binance leeway for broader innovation. Such enhancements may set a precedent for other exchanges considering user-centric financial services.