GENIUS Act Prompts U.S. Stablecoin Framework Evolution

President Donald Trump signed the GENIUS Act on July 18, 2025, establishing a federal framework for U.S. stablecoins at the White House ceremony attended by cryptocurrency industry leaders.

This new legislation aims to boost the U.S. dollar’s integration into blockchain technology, enhancing consumer protection and strengthening market oversight for stablecoins.

GENIUS Act Shapes Future of U.S. Stablecoins

Financial reactions are varied; executives from major fintech firms expressed approval. Freedom Caucus members showed reservation regarding certain central bank digital currency aspects.

The GENIUS Act, signed into law by President Trump, marks the U.S.’ first comprehensive federal stablecoin framework. Supported by bipartisan efforts, the act aims to elevate U.S. stablecoins in global financial systems. Prominent figures from Robinhood, Tether, and other crypto/finance firms were present during the signing.

Reactions are emerging across industry and political leaders. Some government representatives voice concerns over the central bank’s digital aspects, while financial industry leaders support the act’s potential to reinforce the U.S. dollar in blockchain ecosystems.

Historical Context and Market Implications Assessed

Did you know? The GENIUS Act is the U.S.’ first comprehensive law focused solely on stablecoins, marking a significant shift toward federal regulation in financial digitization, with comparisons to similar EU actions.

According to CoinMarketCap, USDC trades at $1.00 with a market cap of $64,565,089,730. Despite minor price fluctuations over 30, 60, and 90 days, USDC maintains dominance in the stablecoin market, with $12,693,365,351 in trading volume last recorded.

The Coincu research team emphasizes the GENIUS Act’s potential to enhance market efficiency and regulatory compliance, pushing stablecoins into mainstream finance and fortifying the U.S.’ position in global financial structures.