There’s a reason early adopters are racing into Mutuum Finance (MUTM) right now — the same instinct that made fortunes during the first wave of DeFi is now pulling smart capital toward this rapidly moving Ethereum-based altcoin. Traders who once rode Ethereum (ETH), Chainlink (LINK), and AAVE in their infancy are now loading up on MUTM, chasing what many believe will be the next explosive move before exchange listings go live. It’s not just hype.
This project already sits deep in Phase 5 of its presale, with 80% of tokens sold and over $12.5 million raised. The price remains just $0.03, but not for long. Once Phase 6 kicks off, buyers will need to pay 20% more — and with over 13,500 holders already on board, the window is closing fast.
What’s driving this momentum? The early believers aren’t just betting on speculation. They’re buying into Mutuum Finance (MUTM)’s unique approach to DeFi lending, staking, and passive income — a system being designed to reward both long-term holders and active users.
Earning Twice with mtTokens: Passive Yield and Protocol Dividends
Mutuum Finance (MUTM) is preparing to launch a dual-track earning model that aims to go far beyond typical DeFi lending protocols. Once live, users will be able to deposit assets like BTC, ETH, or USDT into Pool-to-Contract (P2C) lending pools and receive mtTokens in return — one-to-one representations of their deposits. These tokens are designed to reflect not only the user’s original principal, but also the interest earned over time.
For instance, based on high-demand pool projections, a $25,000 BTC deposit could earn up to 15.2% APY, translating to $3,800 in annual yield — all automatically reflected in the growing value of mtBTC.
What sets Mutuum Finance (MUTM) apart is what happens next. Once the lending protocol is active, users will be able to stake mtTokens in the platform’s safety module to earn dividend payouts funded by real protocol revenue. This creates a second passive income stream, built directly on platform usage — not speculation. The model is structured to reward long-term contributors and align incentives between users and the protocol’s sustained growth.
For holders of niche or volatile tokens, Mutuum Finance (MUTM)’s upcoming Peer-to-Peer (P2P) lending model will introduce a flexible solution. In a future release, users will be able to structure personalized loan deals, such as using 1.2 million TRUMP tokens to unlock $2,500 in USDC over an 80-day term. These agreements will be executed on-chain via smart contracts and designed to help users tap liquidity without selling off their holdings — a unique value proposition for traders holding high-volatility assets.
Only 20% of Tokens Remain — The $0.50 Target Is in Sight
Mutuum Finance (MUTM) has already completed four phases of its presale and is now in Phase 5 with the token priced at $0.03. With $12.5 million already raised and 80% of the tokens in this round sold, Phase 6 will begin shortly — and with it, a 20% price jump to $0.035. Early investors who joined during Phase 2 at $0.015 have already doubled their capital.
For example, one user swapped $8,000 worth of SOL into Mutuum Finance (MUTM) at this early stage, acquiring 533,333 tokens. As the presale has progressed to $0.03, that position has grown to $16,000, marking a 100% return before listing. Once the project lists at $0.06, the same holdings will be valued at $32,000—a 4x return on the original allocation.
Looking further ahead, analysts are forecasting the price could advance toward the $0.50 range by year-end, which would bring the portfolio’s value to $266,666, representing a 3,233% surge from the Phase 2 entry price. For early adopters, this highlights the remarkable upside potential of combining early positioning with a utility-focused DeFi protocol..
Security and credibility are also key to this momentum. Mutuum Finance (MUTM)’s smart contracts are fully audited by CertiK, receiving a stellar Token Scan score of 95.00, alongside a Skynet score of 77.5. A $50,000 bug bounty is live, rewarding white-hat hackers for discovering vulnerabilities and ensuring robust protection for investors. At the same time, Mutuum Finance (MUTM) is running a $100,000 community giveaway — with 10 winners set to receive $10,000 worth of MUTM — driving both social engagement and early support.
Behind the scenes, developers are preparing for the beta launch of the full lending and borrowing platform, expected to roll out alongside the token launch. All of this is being watched closely by a growing online presence — Mutuum Finance (MUTM)’s Twitter following has already surpassed 12,000 users and continues to build as anticipation grows.
With only 20% of tokens remaining in Phase 5, time is now the most limited resource. The $0.03 price is on the verge of slipping away, and early movers know what’s coming next. Those who wait will be forced to enter at a premium or watch from the sidelines as MUTM breaks out — targeting $0.50 and beyond.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
The post Early Movers Are Grabbing This Token Before Listings, 80% Sold and Targeting a $0.50 Price appeared first on Blockonomi.
Source: https://blockonomi.com/early-movers-are-grabbing-this-token-before-listings-80-sold-and-targeting-a-0-50-price/