As the broader crypto market adjusts to shifting investor sentiment, Toncoin (TON) has come under bearish pressure, dropping to $2.95 and sparking fresh debates about its long-term direction. Yet while many top-tier altcoins begin to stall, a new player is igniting serious attention across retail circles—Mutuum Finance (MUTM). Currently in Phase 5 of its presale and priced at just $0.03, this protocol is fast becoming the go-to choice for investors who want more than speculation: they want functional DeFi tools, real yields, and long-term upside.
Mutuum Finance (MUTM) is a decentralized, non-custodial lending platform that will support both P2P and P2C models, offering flexible access to capital markets directly on-chain. Over 13,000 holders have already joined the ecosystem, and with 68% of Phase 5 tokens now sold, interest is snowballing ahead of around 20% price jump coming in Phase 6, where tokens will sell at $0.035.
TON Price Pressure and Why Everyone Is Buying MUTM Right Now
Toncoin (TON) traded at $2.95 with a $7.5B market cap, down 1.5% last week, facing bearish pressure from a descending triangle pattern. A 3.2% daily drop and 20% decline in active addresses to 2.8M signal reduced network engagement, with $86.82M in trading volume. Despite Telegram’s NFT trading support for 125M users, a bearish MACD crossover and RSI at 44 suggest a potential drop to $2.50 if $2.80 support fails.
A bullish flag on the 12-hour chart and UAE’s Golden Visa integration hint at a 1.5x rally to $4.25, but $3.00 resistance and whale sell-offs pose risks.
Mutuum Finance (MUTM) is turning heads because it allows users to lend, borrow, or stake assets in an efficient and transparent system. Unlike many DeFi platforms that only cater to whales or developers, Mutuum will be retail-friendly from day one. The protocol introduces two models: peer-to-contract (P2C) lending, where users can deposit stablecoins like USDT or known assets like ETH and earn passive income; and peer-to-peer (P2P) lending, which will let users arrange customized loans based on their specific needs and token preferences.
For example, someone needing $1,000 (if agreed upon) could use $2,000 worth of SHIB as collateral through the P2P model. This helps the user access capital without selling their holdings—retaining full upside exposure while getting the liquidity they need. And for those focused on yield, the P2C pools will offer exposure to mtTokens, which represent user deposits and automatically grow in value as interest accumulates.
What’s fueling the frenzy right now is Mutuum’s upcoming Beta Launch. Scheduled to go live alongside the token listing, the beta version will allow early supporters to explore the full suite of tools, including lending dashboards, custom loan negotiations, and staking features for mtTokens. This live experience will give users a glimpse into the full power of the protocol before it even hits the broader market.
Adding more momentum is the $100,000 giveaway currently underway. Ten early supporters will each win $10,000 worth of MUTM tokens—yet another reason traders are racing to get involved before the end of the presale.
Audited, Scalable, and Retail-Driven from Day One
Security remains front and center for the team behind Mutuum Finance (MUTM). A comprehensive audit has been conducted by CertiK, one of the industry’s most respected firms. In addition to a high Token Scan Score of 95.00 and a Skynet Score of 77, the team has launched a $50,000 Bug Bounty Program to reward white-hat hackers who report any vulnerabilities. The bounty is divided across four tiers—critical, major, minor, and low—to make sure that every level of feedback gets acknowledged and rewarded.
To support high volumes and minimize user costs, Mutuum will launch with Layer-2 integration. This will drastically improve transaction speed and reduce gas fees, solving one of DeFi’s biggest headaches for everyday users. From staking to borrowing, every action will be faster, cheaper, and more scalable than traditional Layer-1 models.
Retail traders are responding fast. One early investor who entered during Phase 2 with just $1,200 has already doubled their holdings as the token moved through multiple presale rounds. With a listing price set at $0.06, and analysts projecting movement toward $0.30 by Q4, that same investment will surge to $12,000 before the year ends.
The buzz around Mutuum Finance (MUTM) is growing louder each day, and it’s not just hype—it’s grounded in product readiness, token utility, and investor incentives. As TON struggles under bearish weight, the market is making one thing clear: utility-driven projects with strong fundamentals are leading the next wave. And right now, that wave starts at $0.03 with Mutuum Finance (MUTM), but the price tag won’t last forever.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
The post Crypto News: TON Faces Bearish Pressure at $2.95, But This DeFi Coin Just Triggered a Buying Frenzy at $0.03 appeared first on Blockonomi.
Source: https://blockonomi.com/crypto-news-ton-faces-bearish-pressure-at-2-95-but-this-defi-coin-just-triggered-a-buying-frenzy-at-0-03/