Ripple News Today: Ripple Eyes $11.3B IPO Valuation by 2026 with DBS Backing as XRP Poised for Volatile Swing Ahead

Ripple is once again making waves in the crypto space as Singapore’s DBS Bank, Southeast Asia’s largest financial institution, has placed a bold $11.3 billion valuation on the blockchain company.

This development comes amid growing speculation surrounding Ripple’s long-anticipated initial public offering (IPO), which could materialize as early as 2026. Meanwhile, XRP price remains in a consolidation zone, potentially setting the stage for a volatile breakout.

Ripple’s Strategic Momentum Grows Ahead of IPO

DBS Bank’s valuation underscores the mounting institutional confidence in Ripple, particularly in the realm of blockchain-based cross-border payments. Ripple’s growing traction in Asia—especially through its recent partnership with fintech incubator Tenity in Singapore—is reshaping perceptions around XRP and its enterprise applications.

DBS, Southeast Asia’s largest bank, has valued Ripple at $11.3 billion, with an IPO anticipated in 2026. Source: Whale Insider via X

This valuation comes just months after Ripple CEO Brad Garlinghouse hinted that the company was “at a stage where we could consider” going public, although he noted that an IPO was not a pressing priority. Garlinghouse added that Ripple has managed to scale organically and didn’t need to rely on public funding to expand operations.

Despite legal challenges in the United States, Ripple continues to solidify its reputation as a leader in blockchain finance. According to Garlinghouse, “This is an industry that will finally be able to thrive in the United States, the world’s largest economy.” The company’s legal clarity, following the winding down of its battle with the U.S. Securities and Exchange Commission (SEC), now opens the door for broader institutional adoption.

XRP Price Consolidates, But Market Braces for Swing

XRP price today sits around $2.22, with recent trading showing minimal volatility. According to technical analysis, XRP has entered into a compression area between $2.20 and $2.26, which forms a narrow consolidation range. Traders are watching very carefully for a breakout above the resistance range, and this could signal a continuation of the uptrend. Or else a drop below $2.196 would expose the XRP coin price to bearish pressure.

XRP was trading at around $2.22, up 0.79% in the last 24 hours at press time. Source:XRP Liquid Index (XRPLX) viaBrave New Coin

The 4-hour chart also features a rounded top pattern, marking near-term caution. While there was a momentum rally observed in the first half of July, XRP is now making lower highs with decreasing trading volume—a common signal for buyer exhaustion. Since XRP models of forecasting are showing higher volatility ahead, traders can expect more acute reactions in the upcoming sessions.

Ripple’s Growing Role in Financial Infrastructure

Ripple technology is increasingly being considered a viable replacement for antiquated systems like SWIFT. With blockchain adoption gaining momentum in Southeast Asia, Ripple’s value proposition is further validated. Blockchain transactions, as a 2021 BIS report described, were able to reduce expenses by up to 30%, validating Ripple as a cost-saving tool in international finance.

As DBS positions itself at the center of Ripple’s valuation story, it’s evident that major banks are not just observers—they’re becoming strategic participants. Ripple’s expansion through the XRP Ledger Accelerator Program aims to attract new developers and projects into its ecosystem, setting the groundwork for more robust use cases in the years ahead.

Legal Clarity as Ripple Closes the SEC Chapter

The multi-year legal conflict between Ripple and the SEC appears to be approaching finality. Garlinghouse confirmed that Ripple is dropping its cross-appeal, and the SEC is expected to follow suit. “We’re closing this chapter once and for all,” he said, shifting focus back to product development and scaling operations.

The SEC and Ripple have mutually agreed to drop their appeals, quietly concluding a five-year legal battle without public fanfare. Source: Stellar Rippler via X

However, the controversy around private investment platform Linqto continues to swirl. Ripple clarified that Linqto is simply a shareholder with 4.7 million shares acquired via secondary markets, not through direct company dealings. “We stopped approving more Linqto purchases on secondary markets in late 2024 amid growing skepticism,” Garlinghouse explained.

Looking Ahead: What’s Next for Ripple and XRP?

The convergence of institutional interest, regulatory clarity, and technical development is placing Ripple in a favorable position ahead of its potential IPO. While market watchers continue to speculate on the ripple price and the broader impact of DBS’s valuation, XRP remains poised for a breakout—either in price or strategic positioning.

The coming months could be critical for XRP price prediction models, especially with increased adoption of the XRP Ledger and growing interest from banks in blockchain infrastructure. For now, the XRP price today reflects caution, but the longer-term XRP forecast suggests the bulls may still have room to run—particularly if IPO plans advance and the Ripple vs SEC saga is truly put to rest.