Is Robert Kiyosaki Urging To Avoid Bitcoin ETF, But Why?

Key Insights:

  • Robert Kiyosaki urges investors to avoid investment instruments like Bitcoin ETFs, and buy real Bitcoin instead.
  • He predicts a major financial crisis triggered by $1.6T student loan debt.
  • Kiyosaki says only real gold, silver, and Bitcoin can protect against economic collapse.

Robert Kiyosaki, author of Rich Dad Poor Dad, has advised his followers against placing their money in exchange-traded funds (ETFs). This also raised concerns about whether the renowned author is advocating to stay clear of the Bitcoin ETFs as well as an investment choice.

With financial markets experiencing uncertainty, Kiyosaki is recommending that people choose to invest in real Bitcoin rather than other forms of investment. He ties this message to his long-standing prediction of a financial collapse, which he claims has now begun.

The financial expert shared his views on X (formerly Twitter), advising investors to prepare for what he believes is an accelerating economic crisis. He stated that the trigger this time would be the collapse of the $1.6 trillion student loan market.

Source: X
Source: X

Robert Kiyosaki: A Warning Against Paper Assets and Bitcoin ETFs

In his recent statement, Robert Kiyosaki drew attention to a recurring theme he has stressed for years: the risk of relying on financial institutions and fiat-based investments. He criticized Bitcoin and gold ETFs as “fake” versions of the actual assets.

According to him, these paper assets do not offer the same level of security or value as holding the real commodities.

He said that ETFs, both backed by Bitcoin and backed by precious metals, may not stand strong when a major financial crisis occurs. According to Kiyosaki, ETFs make investors vulnerable to risks emerging from the general financial market. Instead, he urges individuals to gain direct ownership of their assets to retain full control and preserve value during economic uncertainty.

Adding to his advice, Robert Kiyosaki stated,

“As I have been warning for years the best way to protect your self is not by saving fake fiat money. As I stated over 25-years ago, in Rich Dad Poor Dad, “The rich don’t work for money” and “Savers are losers.”

Kiyosaki’s argument stems from his belief that paper-based financial instruments do not equate to true ownership. He questions whether investors truly possess Bitcoin if they hold it through an ETF and not in a personal wallet. He extends this argument to gold and silver, suggesting that only physical ownership can provide financial safety.

Earlier, Robert Kiyosaki also spoke out against Donald Trump, pointing out his fears about his economic policies and what they might mean for the U.S. dollar in the future. He has consistently warned that political moves tied to fiat currency and speculative assets, including meme tokens like TRUMP, distract from real financial security.

Concerns Over Central Bank Stability and Historical Crises

Moreover, Robert Kiyosaki connected his ETF warning to his broader outlook on the global financial system. He referred to a pattern of escalating financial crises beginning with the U.S. decision to abandon the gold standard in 1971 under President Nixon.

Since then, he argues, each crisis has been larger and more severe than the last due to unresolved systemic problems.

He mentioned that hedge funds and banks were saved previously, such as Long-Term Capital Management in 1998, and those on Wall Street at the time of the 2008 crisis. According to Kiyosaki, whenever the system has collapsed, the Federal Reserve and other major central banks add cash, which only weakens the system further.

Robert Kiyosaki’s latest concern is about who would rescue central banks themselves if they become financially unstable. This question, initially raised by his associate Jim Rickards, is now central to Kiyosaki’s warnings. He claims that the collapse of student loan debt could be the next trigger, placing pressure on central banks.

Robert Kiyosaki’s Call Against Bitcoin ETFs?

Kiyosaki reiterated his well-known stance that traditional savings in fiat currency are vulnerable. Quoting his earlier works, he reminded followers that “savers are losers” and that the wealthy do not depend on salaries or traditional investments. Instead, he advocates for acquiring real, tangible assets outside the control of centralized institutions.

According to Robert Kiyosaki, the current situation reflects warnings he shared in his 2012 book Rich Dad’s Prophecy, in which he predicted an economic crisis. He now believes that this downturn has arrived and encourages individuals to act decisively.

The top author posted to his 2.7 million followers, stating:

“You bail you and your family out by saving real gold, silver, and Bitcoin…. No ETFs.”

Kiyosaki also mentioned that over the weekend, he had personally purchased more Bitcoin, which he considers part of a strategy to protect his financial future. He recommended to others that they save themselves in a similar way, as the situation appears to be growing more unstable.

Notably, Robert Kiyosaki has made similar statements about these types of financial products in the past. He has previously indicated that he is not fully convinced by traditional financial advice, investment institutions, and banks.

Source: https://www.thecoinrepublic.com/2025/05/19/is-robert-kiyosaki-urging-to-avoid-bitcoin-etf-but-why/