Brad Garlinghouse, CEO of Ripple, believes markets like Japan are still in the early stages of unlocking their full potential.
With trillions of dollars moving across borders globally, the current system—dominated by the aging Swift network—presents a massive opportunity for modernization. Garlinghouse points out that Swift’s technology architecture is more than 50 years old, making it ripe for disruption by faster, blockchain-based solutions like Ripple. However, he acknowledges that transforming such a deeply entrenched system takes time, especially when innovation faces resistance from government regulators.
The Trump Effect: Igniting Innovation at Home
Garlinghouse highlighted a significant turning point: the election of President Trump. He credits the so-called “Trump effect” with creating a profound shift in the regulatory environment, one that has positively impacted asset prices and accelerated the adoption of blockchain technologies. Ripple experienced a noticeable boost in U.S. interest immediately after the election, signing more deals domestically in six weeks than in the entire six months prior. This newfound momentum suggests a fundamental change in the attitude toward financial innovation within the United States.
Long-Term Vision: Rewiring America’s Financial Infrastructure
According to Garlinghouse, while the immediate gains are promising, the real transformation will unfold over the next 10 to 20 years. Ripple’s technology isn’t just about making payments faster; it’s poised to revolutionize the settlement of real estate transactions, securities trades, and much more. Garlinghouse believes that the United States is finally “unlocked,” and most people are underestimating just how monumental this shift will be. As 2025 unfolds, the impact of these changes will only become more visible—and Ripple is positioned to be at the center of it all.
Kosta Gushterov
Reporter at Coindoo
Kosta has been a part of the team since 2021 and has solidified his position with a thirst for knowledge, incredible dedication to his work and a “detective-like” mindset. He not only covers a wide range of trending topics, he also creates reviews, PR articles and educational content. His work has also been referenced by other news outlets.
Source: https://coindoo.com/xrp-vs-swift-why-ripples-revolution-is-just-getting-started/