Ripple vs. SEC: What the 60-day pause means for XRP’s future

• Ripple and the SEC pause proceedings, awaiting new SEC Chair Paul Atkins to finalize a settlement.
• XRP rallies 13% as Ripple expands with Hidden Road acquisition and eyes U.S. banking partnerships.

Ripple [XRP] and the SEC are hitting the pause button.

In a legal saga that’s lasted longer than most crypto bull runs, both sides have agreed to a truce, with the SEC now on the clock to deliver a key report within sixty days.

While courtroom tensions ease, XRP is gaining momentum, surging 13% this week as Ripple expands its institutional strategy, fueling speculation about potential partnerships with major U.S. banks.

Ripple and the SEC hit pause, but…

Ripple and the SEC have agreed to pause their cross-appeal proceedings, granting an additional sixty days to finalize a long-awaited settlement.

While progress has been steady, one critical factor remains: the settlement requires approval from Paul Atkins, the SEC Chair appointed by President Donald Trump.

Source: X

Although Atkins has cleared his confirmation hearings, his formal swearing-in is still pending, a procedural hitch that could delay resolution.

Once sworn in, Atkins is expected to greenlight the agreement, bringing an end to one of the crypto industry’s most closely watched legal battles. Until then, Ripple, and the SEC remain in a holding pattern, pens poised.

The road ahead for Ripple

With legal proceedings on hold, investors are now focused on Ripple’s aggressive expansion strategy—and the market is reacting.

XRP surged 13% this week, driven by a broader equity rally after the Trump administration’s temporary tariff halt and Ripple’s acquisition of Hidden Road, a prime brokerage serving over 300 institutional clients.

Source: CoinMarketCap

This move could funnel billions in daily transactions toward the XRP Ledger, amplifying real-world utility. Ripple’s global payment network continues to gain traction, and speculation around future XRP ETFs is heating up.

Strategic partnerships, like the recent tie-up with Chipper Cash, show Ripple’s ambition. Still, a potential breakthrough with major U.S. banks could mark XRP’s most pivotal growth moment yet.

XRP’s price outlook

At press time, XRP traded at $2.10, maintaining its weekly gains but showing signs of consolidation.

Notably, the MACD crossed into positive territory, with the MACD line rising above the signal line, an early indication of bullish momentum.

However, the histogram shows only modest green bars, suggesting the rally may be losing steam.

Source: TradingView

Meanwhile, the RSI sat at 48.39, firmly in neutral territory. This implies that XRP isn’t overbought, but it also lacks strong buying pressure.

A break above $2.20 could trigger renewed upside, but failure to hold the $2.00 level may invite short-term bearish pressure. For now, XRP appears poised, but not yet committed, to its next major move.